Commercial Liability Insurance Quotes Newbury Park CA from SJB Insurance Agency
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Quality Business Liability Insurance at Affordable Rates
Contact SJB Insurance Agency For All Your Low Cost Commercial Insurance Needs. 805-262-2937
Business Owners Packages: Provides more than just Liability Insurance coverage for your business.
We provide Workers Comp for these industries; aerospace, health care, entertainment, manufacturing, wholesale, retail, labor.
Covers all commercial property used for Commercial, Industrial or Personal use.
Affordable Professional Liability Insurance (E&O) for insurance agents, architects, engineers etc. California only.
Liability Insurance for Small Business

Protect your company from financial loss due to accidents, product failure and legal liability. In today's competitive business environment, you can't suffer a financial loss due to unforeseen problems. Let us help protect you and your company with quality liability insurance.

Call today for your personalized liability quote 805-262-2937

When you own a small business, you have responsibility for your customers, staff and yourself. But you are also responsible for what happens when people use your product or service or step foot on your premises. Successful business owners understand this. When owners ignore this issue, they usually don’t stay business owners for long. So if you are interested in being self employed (or staying in business), this post is for you.

Some people think they can avoid the expense of liability insurance if they structure the business as an LLC.
Regardless of how you set your business up, you need liability coverage. Personal liability extends to owners when they personally guarantee loans, have personally injured someone or acted improperly.

Over 78% of all U.S. businesses are structured as a partnership or sole proprietorship, according to For the majority of small business owners, this form of ownership puts your business and personal liabilities at risk. Owning business liability insurance protects both your business and personal life from financial ruin. There is so much at stake and the cost of this business insurance coverage is so inexpensive that you’re really not doing yourself any favors if you don’t protect yourself by having business liability insurance – regardless of how your business is structured.

What does Business Liability Insurance cover?

If you get sued for personal injury or because of damage to property, you’re covered for the claim and the legal defense costs with most policies.

In many cases, you can buy a generic policy known as General Liability Insurance. This will provide the benefits mentioned above. If you provide professional services, you should consider buying errors and omissions insurance in addition to the general liability policy. If you manufacturer a product, you should protect yourself with a product liability insurance policy.

Why Do I Need Commercial Insurance?

Without the right business insurance coverage, your business could suffer financial ruin due to a catastrophic loss or legal lawsuit. Obtaining commercial insurance unique to your business needs will allow you to plan for the worst case scenario, maintain a successful, viable business and provide peace of mind. Review and assess your business needs often for complete protection of your business.

Commercial Insurance Agent Shana Spiker Lic #0G62979
Phone 805-262-2937 Fax 805-233-6481
SJB Insurance Agency 501-I South Reino Road, Suite 364, Newbury Park, CA 91320
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