Business Owners Packages: Provides
more than just Liability Insurance
coverage for your business.
We provide Workers Comp for these
industries; aerospace, health care,
wholesale, retail, labor.
Covers all commercial property used
for Commercial, Industrial or
Affordable Professional Liability
Insurance (E&O) for insurance
agents, architects, engineers etc.
WORKERS COMPENSATION INSURANCE
Do I need to have workers' compensation insurance?
Yes, California law requires employers to have workers' compensation
insurance if they have even one employee. (Out-of-state employers may need
workers' compensation coverage if an employee is regularly employed in
California or a contract of employment is entered into here.)
Call today for your personalized workers compensation quote @
If you are looking to purchase workers compensation insurance coverage,
discover how we can help you buy with little money down, improve your cash
flow, reduce audit risk and save you hundreds of dollars per month.
California Workers’ Compensation Insurance (usually referred to as California
Workers’ Comp Insurance) is designed to provide medical benefits to workers
who were injured while on the job. California Workers’ Comp Insurance is not
general health insurance, but California’s Workman’s Comp insurance is to
protect workers and businesses from major medical bills when an injury is job
At SJB Insurance we will assist you in acquiring the workers compensation
insurance you need for your situation. Whether you are a small or large
company, we have the right answers to your questions.
How much does workers' compensation insurance cost a
The cost of workers' compensation varies depending on the number of
employees, how risky your business is, and whether any of your employees
were injured in the past.
Although the cost, called premiums, can differ, they are calculated in basically
the same way. The premium depends on the number of employees and cost of
payroll. Each occupation is assigned a risk classification and each company is a
little different. Risk is determined by the historical experience of two factors:
the frequency of on-the-job injury and the severity of injury of the industry.
Why Do I Need Commercial Insurance?
Without the right business insurance coverage,
your business could suffer financial ruin due to a
catastrophic loss or legal lawsuit. Obtaining
commercial insurance unique to your business
needs will allow you to plan for the worst case
scenario, maintain a successful, viable business
and provide peace of mind. Review and assess
your business needs often for complete
protection of your business.
Commercial Insurance Agent Shana Spiker Lic #0G62979
Phone 805-262-2937 Fax 805-233-6481
SJB Insurance Agency 501-I South Reino Road, Suite 364, Newbury Park, CA 91320
Insurance Solutions For Your Company
Start My Workers Comp Quote Here
Serving all your Commercial Insurance Needs