Insurance Solutions For Your Company
Business Owners Packages: Provides
more than just Liability Insurance
coverage for your business.
We provide Workers Comp for these
industries; aerospace, health care,
wholesale, retail, labor.
Covers all commercial property used
for Commercial, Industrial or
Affordable Professional Liability
Insurance (E&O) for insurance
agents, architects, engineers etc.
PROFESSIONAL E&O INSURANCE
Protection Against Financial Loss Litigation
Errors and omissions insurance is business liability insurance for professionals
such as insurance agents, real estate agents and brokers, architects, attorneys,
third party administrators, quality control workers, NDE Persons, and other
business professionals. An error or omission, a mistake, which causes financial
harm to another, can occur on almost any transaction in any profession. This
type of insurance helps to protect; a professional, an individual or a company,
from bearing the full cost (up to amount of policy) of defense for lawsuits and
related cost of lives or property lost relating to an error or omission in
providing covered Professional Services.
Call today for your personalized E&O quote 805-262-2937
Errors and Omissions Insurance may be referred as any of the following:
•Errors & Omissions
•Professional Liability Insurance
•Malpractice (legal and medical professionals)
Who Needs E&O?
While errors and omissions insurance has been a hot item for doctors, lawyers,
financial services professionals and realtors, all businesses face professional
liability risk. To determine whether you need E&O, ask yourself : "Can I afford
to wage or lose a civil lawsuit arising out of professional error on my part?" For
the majority of small businesses, the answer is no. That's because the
American legal system tends to severely punish professional error with
awarded judgments in seven figures and up. Even if you win a lawsuit, there's
the question of paying the lawyers.
If you subject E&O to a quick risk-benefit analysis, you'll see that the annual
premium, which is generally affordable is well worth the protection.
Remember, the vast majority of small businesses can be shut down by a single
unfavorable ruling in court.
Why Do I Need Commercial Insurance?
Without the right business insurance coverage,
your business could suffer financial ruin due to a
catastrophic loss or legal lawsuit. Obtaining
commercial insurance unique to your business
needs will allow you to plan for the worst case
scenario, maintain a successful, viable business
and provide peace of mind. Review and assess
your business needs often for complete
protection of your business.
Start My E&O Insurance Quote Here
Commercial Insurance Agent Shana Spiker Lic #0G62979
Phone 805-262-2937 Fax 805-233-6481
SJB Insurance Agency 501-I South Reino Road, Suite 364, Newbury Park, CA 91320
Serving all your Commercial Insurance Needs